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Reçu hier — 3 novembre 2025

A Fight Over Credit Scores Turns Into All-Out War

Par :msmash
3 novembre 2025 à 21:30
A long-simmering battle over who controls credit scoring in America has erupted into open warfare. Fair Isaac, whose FICO score is used in about 90% of consumer-lending decisions in the U.S., announced it will double the price of its mortgage credit score to $10 next year. The company also said it will bypass the three credit-reporting firms that have supplied the data feeding into its algorithm for decades. Equifax, Experian and TransUnion created VantageScore in 2006 as an alternative to FICO and collectively own the scoring system. The move came months after Bill Pulte, head of the Federal Housing Finance Agency, announced that Fannie Mae and Freddie Mac would allow lenders to use VantageScore for mortgage approvals. The three credit-reporting firms responded by offering VantageScore free for many loans. Fair Isaac had charged a few cents per score for decades before chief executive Will Lansing began raising prices several years ago. Revenue from selling credit scores reached $920 million in fiscal 2024, nearly five times what it was a decade earlier.

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Apple To White-Label Google's Gemini Model for Next-Generation Siri, Report Says

Par :msmash
3 novembre 2025 à 20:45
Apple is paying Google to create a custom Gemini-based model that will run on the company's private cloud servers and power the next version of Siri, according to Bloomberg. The decision marks a departure from Apple's tradition of building core technologies in-house. The arrangement follows a competition Apple held this year between Anthropic and Google, the report said. Anthropic offered a superior model, but Google made more financial sense because of the tech giants' existing search relationship. Neither company is expected to discuss the partnership publicly, the report added. The new Siri will introduce AI-powered web search and other features users have come to expect from voice assistants. The custom model will not flood Siri with Google services or Gemini features already available on Android devices. Instead, it will provide the underlying AI capabilities through an Apple user interface. The company is betting heavily on the revamped Siri to undo years of brand damage.

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Internet Archive's Legal Fights Are Over, But Its Founder Mourns What Was Lost

Par :msmash
3 novembre 2025 à 20:06
The Internet Archive celebrated archiving its trillionth webpage last month and received congratulations from San Francisco, which declared October 22 "Internet Archive Day." Senator Alex Padilla designated the nonprofit a federal depository library. The organization currently faces no major lawsuits and no active threats to its collections. But these victories arrived after years of bruising copyright battles that forced the removal of more than 500,000 books from the Archive's Open Library. "We survived, but it wiped out the Library," founder Brewster Kahle told ArsTechnica. In 2024, the Archive lost its final appeal in a lawsuit brought by book publishers over its e-book lending model. Damages could have topped $400 million before publishers announced a confidential settlement. Last month, the organization settled another suit over its Great 78 Project after music publishers sought damages of up to $700 million. That settlement was also confidential. In both cases, the Archive's experts challenged publishers' estimates as massively inflated. Kahle had envisioned the Open Library as a way for Wikipedia to link to book scans and help researchers reference e-books. The Archive wanted to deepen Wikipedia's authority as a research tool by surfacing information often buried in books. "That's what they really succeeded at -- to make sure that Wikipedia readers don't get access to books," Kahle said of the publishers. He thinks "the world became stupider" when the Open Library was gutted. The Archive is now expanding Democracy's Library, a free online compendium of government research and publications that will be linked in Wikipedia articles.

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The Curious Case of the Bizarre, Disappearing Captcha

Par :msmash
3 novembre 2025 à 19:25
Captchas have largely vanished from the web in 2025, replaced by invisible tracking systems that analyze user behavior rather than asking people to decipher distorted text or identify traffic lights in image grids. Google launched reCaptcha v3 in 2018 to generate risk scores based on behavioral signals during site interactions, making bot-blocking technology "completely invisible" for most users, according to Tim Knudsen, a director of product management at Google Cloud. Cloudflare followed in 2022 by releasing Turnstile, another invisible alternative that sometimes appears as a simple checkbox but actually gathers data from devices and software to determine if users are human. Both companies distribute their security tools for free to collect training data, and Cloudflare now sees 20% of all HTTP requests across the internet. The rare challenges that do surface have become increasingly bizarre, ranging from requests to identify dogs and ducks wearing various hats to sliding a jockstrap across a screen to find matching underwear on hookup sites.

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Studio Ghibli, Bandai Namco, Square Enix Demand OpenAI Stop Using Their Content To Train AI

Par :msmash
3 novembre 2025 à 18:57
An anonymous reader shares a report: The Content Overseas Distribution Association (CODA), an anti-piracy organization representing Japanese IP holders like Studio Ghibli and Bandai Namco, released a letter last week asking OpenAI to stop using its members' content to train Sora 2, as reported by Automaton. The letter states that "CODA considers that the act of replication during the machine learning process may constitute copyright infringement," since the resulting AI model went on to spit out content with copyrighted characters. Sora 2 generated an avalanche of content containing Japanese IP after it launched on September 30th, prompting Japan's government to formally ask OpenAI to stop replicating Japanese artwork. This isn't the first time one of OpenAI's apps clearly pulled from Japanese media, either -- the highlight of GPT-4o's launch back in March was a proliferation of "Ghibli-style" images. Altman announced last month that OpenAI will be changing Sora's opt-out policy for IP holders, but CODA claims that the use of an opt-out policy to begin with may have violated Japanese copyright law, stating, "under Japan's copyright system, prior permission is generally required for the use of copyrighted works, and there is no system allowing one to avoid liability for infringement through subsequent objections."

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Windows 7 Squeezed To 69MB in Proof-of-Concept Build

Par :msmash
3 novembre 2025 à 18:16
A developer operating under the handle @XenoPanther has stripped Windows 7 down to 69MB. The OS boots but runs almost nothing because critical files like common dialog boxes and common controls are missing. @XenoPanther described the project on X as "more of a fun proof of concept rather than something usable." The desktop appears and the genuine check remains intact.

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arXiv Changes Rules After Getting Spammed With AI-Generated 'Research' Papers

Par :msmash
3 novembre 2025 à 17:21
An anonymous reader shares a report: arXiv, a preprint publication for academic research that has become particularly important for AI research, has announced it will no longer accept computer science articles and papers that haven't been vetted by an academic journal or a conference. Why? A tide of AI slop has flooded the computer science category with low-effort papers that are "little more than annotated bibliographies, with no substantial discussion of open research issues," according to a press release about the change. arXiv has become a critical place for preprint and open access scientific research to be published. Many major scientific discoveries are published on arXiv before they finish the peer review process and are published in other, peer-reviewed journals. For that reason, it's become an important place for new breaking discoveries and has become particularly important for research in fast-moving fields such as AI and machine learning (though there are also sometimes preprint, non-peer-reviewed papers there that get hyped but ultimately don't pass peer review muster). The site is a repository of knowledge where academics upload PDFs of their latest research for public consumption. It publishes papers on physics, mathematics, biology, economics, statistics, and computer science and the research is vetted by moderators who are subject matter experts.

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Palantir Thinks College Might Be a Waste. So It's Hiring High-School Grads.

Par :msmash
3 novembre 2025 à 16:41
Palantir launched a fellowship that recruited high school graduates directly into full-time work, bypassing college entirely. The company received more than 500 applications and selected 22 for the inaugural class. The four-month program began with seminars on Western civilization, U.S. history, and leaders including Abraham Lincoln and Winston Churchill. Fellows then embedded in client teams working on live projects for hospitals, insurance companies, defense contractors, and government agencies. CEO Alex Karp, who studied at Haverford and Stanford, said in August that hiring university students now means hiring people engaged in "platitudes." The program wraps up in November. Palantir executives said they had a clear sense by the third or fourth week of which fellows were succeeding in the company environment. Fellows who perform well will receive offers for permanent positions without college degrees.

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Microsoft AI Chief Says Only Biological Beings Can Be Conscious

Par :msmash
3 novembre 2025 à 16:02
Microsoft AI chief Mustafa Suleyman says only biological beings are capable of consciousness, and that developers and researchers should stop pursuing projects that suggest otherwise. From a report: "I don't think that is work that people should be doing," Suleyman told CNBC in an interview this week at the AfroTech Conference in Houston, where he was among the keynote speakers. "If you ask the wrong question, you end up with the wrong answer. I think it's totally the wrong question." Suleyman, Microsoft's top executive working on artificial intelligence, has been one of the leading voices in the rapidly emerging field to speak out against the prospect of seemingly conscious AI, or AI services that can convince humans they're capable of suffering.

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Xi Quips About Backdoors During Xiaomi Phone Gift To Korea's Lee

Par :msmash
3 novembre 2025 à 15:23
An anonymous reader shares a report: Chinese President Xi Jinping joked about security backdoors while presenting a pair of Xiaomi smartphones to his South Korean counterpart, a rare moment of spontaneous levity captured during a week of tense trade negotiations with Donald Trump. Xi, in South Korea to meet Trump on the sidelines of the Asia-Pacific Economic Cooperation summit, presented the pair of devices to Korean President Lee Jae Myung. In a video circulated on social media, Lee asked: "Is the line secure?" Xi chuckled, pointed at the gadgets and replied through an interpreter: "You can check if there's a backdoor." The two leaders burst into laughter. The exchange was striking because the issue of security and alleged espionage is a sensitive one and a major thorn in US-Chinese relations. American lawmakers have raised the possibility that tech companies such as Huawei build backdoors -- ways to gain access to sensitive data -- into their equipment or services, something the firms have repeatedly denied.

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OpenAI Signs $38 Billion Cloud Deal With Amazon

Par :msmash
3 novembre 2025 à 14:47
OpenAI will pay Amazon $38 billion for computing power in a seven-year deal that marks the companies' first partnership. Amazon expects all of the computing capacity negotiated as part of the agreement will be available to OpenAI by the end of next year. The ChatGPT maker will train new AI models using Amazon's data centers and use them to process user queries. The deal is small compared with OpenAI's $300 billion agreement with Oracle and its $250 billion commitment to Microsoft. OpenAI ended its exclusive cloud-computing partnership with Microsoft last month and has since signed almost $600 billion in new cloud commitments. Amazon Web Services is the industry's largest cloud provider, but Microsoft and Google have reported faster cloud-revenue growth in recent years after capturing new demand from AI customers.

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Microsoft Fixes Decade-Old Windows Bug That Made 'Update and Shut Down' Restart PCs

Par :msmash
3 novembre 2025 à 14:00
Microsoft has released a patch that fixes a longstanding bug in Windows 11 and Windows 10 where selecting "Update and shut down" would restart the computer instead of powering it off. The issue affected users across both operating systems since Windows 10's initial release. The fix arrived in Windows 11 25H2 Build 26200.7019 and the October 2025 optional update KB5067036. Microsoft confirmed the patch "addressed underlying issue which can cause 'Update and shutdown' to not actually shut down your PC after updating." The problem likely stemmed from the Windows Servicing Stack failing to carry the power-off command through the required reboot phase. During updates Windows must restart into an offline servicing mode to replace system files. The power-off instruction was either cleared or blocked during this transition.

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YouTube's AI Moderator Pulls Windows 11 Workaround Videos, Calls Them Dangerous

Par :msmash
31 octobre 2025 à 21:30
An anonymous reader shares a report: Is installing Windows 11 with a local account or on unsupported hardware harmful or dangerous? YouTube's AI moderation system seems to think so, as it has started pulling videos that show users how to sidestep Microsoft's setup restrictions. Tech YouTuber Rich White, aka CyberCPU Tech, was the first to go public about the issue on October 26, when he posted a video reporting the removal of a how-to he published on installing Windows 11 25H2 with a local account instead of a Microsoft account. In the video, White expressed concern that YouTube's automated flagging process may be the root of the problem, as he found it hard to believe that "creating a local account in Windows 11 could lead to serious harm or even death," as YouTube reportedly alleged when it removed the video. When he appealed, White said that YouTube denied the request within 10 to 20 minutes, early on a Sunday morning, which led him to speculate that there wasn't a human in the loop when the request was shut down. That wasn't his only video removed, either. The next day, White uploaded his video for this week on installing Windows 11 25H2 on unsupported hardware, which was removed hours after being posted. YouTube justified the removal on similar grounds. [...] At least two other YouTubers - Britec09 and Hrutkay Mods - have released videos alleging much of the same.

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Windows 11 Tests Bluetooth Audio Sharing That Connects Two Headsets at Once

Par :msmash
31 octobre 2025 à 20:50
Microsoft is bringing shared audio to Windows 11, allowing you to stream audio across two pairs of wireless headphones, speakers, earbuds, or hearing aids. From a report: The feature is built using the Bluetooth Low Energy (LE) audio codec, and it's rolling out in preview to Windows 11 Insiders in the Dev and Beta channels. Shared audio comes in handy if you're watching a movie on a laptop with your friend or family member, or just want to show them new music that you can both stream inside your own wireless headsets. You can use shared audio by connecting Bluetooth LE-supported devices to your Windows 11 PC and then selecting the Shared audio (preview) button in your quick settings menu. Microsoft introduced an LE Audio feature on Windows 11 in August, enabling higher audio quality while using a wireless headset in a game or call.

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Coinbase CEO Stunt Exposes Prediction Market Vulnerability

Par :msmash
31 octobre 2025 à 20:05
An anonymous reader shares a report: When Coinbase's quarterly earnings call wrapped up Thursday, its chief executive, Brian Armstrong, didn't finish with profit guidance or statements of confidence. He closed it out with a list: "Bitcoin, Ethereum, blockchain, staking and Web3." Those weren't random buzzwords. They were part of an $84,000 betting market [non-paywalled source]. Across prediction market platforms Kalshi and Polymarket, users had wagered on which words would be spoken during the call -- part of a niche category known as mention markets, where the outcome isn't tied to earnings, price moves or sports games, but to what people say in some public forum. With the final analyst question complete, several terms listed in contracts were still unsaid. Armstrong ticked them off one by one. "I was a little distracted because I was tracking the prediction market about what Coinbase will say on their next earnings call," he said in his parting remarks. "I just want to add here the words Bitcoin, Ethereum, blockchain, staking, and Web3 -- to make sure we get those in before the end of the call." The exchange's CEO had just moved a market -- even if only a small one. Mention markets are one of the more curious byproducts of the broader prediction market boom, but also one of the more controversial. Platforms like Kalshi, which is regulated by the Commodity Futures Trading Commission, and Polymarket, which is in the process of returning to the US market, let users wager on the outcomes of real-world events. That can mean elections, policy decisions, or sports -- but also, increasingly, corporate rituals and even common jargon.

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A TikTok Interview Triggered a Securities Filing

Par :msmash
31 octobre 2025 à 19:21
Snowflake filed an 8-K with the Securities and Exchange Commission earlier this week after its chief revenue officer gave financial projections in a TikTok video. Mike Gannon told an influencer outside the New York Stock Exchange that the data-storage company would exit the year with just over $4.5 billion in revenue and reach $10 billion in a couple of years. The filing stated that Gannon is not authorized to disclose financial information on behalf of the company and that investors should not rely on his statements. Snowflake reaffirmed its August guidance of $.395 billion for fiscal year 2026. The video appeared on an account called theschoolofhardknockz and drew more than 555,000 views on TikTok. Gannon told the interviewer he watches the videos all the time.

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10M People Watched a YouTuber Shim a Lock; the Lock Company Sued Him. Bad Idea.

Par :msmash
31 octobre 2025 à 18:41
Trevor McNally posts videos of himself opening locks. The former Marine has 7 million followers and nearly 10 million people watched him open a Proven Industries trailer hitch lock in April using a shim cut from an aluminum can. The Florida company responded by filing a federal lawsuit in May charging McNally with eight offenses. Judge Mary Scriven denied the preliminary injunction request in June and found the video was fair use. McNally's followers then flooded the company with harassment. Proven dismissed the case in July and asked the court to seal the records. The company had initiated litigation over a video that all parties acknowledged was accurate. ArsTechnica adds: Judging from the number of times the lawsuit talks about 1) ridicule and 2) harassment, it seems like the case quickly became a personal one for Proven's owner and employees, who felt either mocked or threatened. That's understandable, but being mocked is not illegal and should never have led to a lawsuit or a copyright claim. As for online harassment, it remains a serious and unresolved issue, but launching a personal vendetta -- and on pretty flimsy legal grounds -- against McNally himself was patently unwise. (Doubly so given that McNally had a huge following and had already responded to DMCA takedowns by creating further videos on the subject; this wasn't someone who would simply be intimidated by a lawsuit.) In the end, Proven's lawsuit likely cost the company serious time and cash -- and generated little but bad publicity.

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The World's Secret Electricity Superusers Revealed

Par :msmash
31 octobre 2025 à 18:01
An anonymous reader shares a report: The rush to secure electricity has intensified as tech companies look to spend trillions of dollars building data centers. There's an industry that consumes even more power than many tech giants, and it has largely escaped the same scrutiny: suppliers of industrial gases. Everyday items like toothpaste and life-saving treatments like MRIs are among the countless parts of modern life that hinge on access to gases such as nitrogen, oxygen and helium. Producing and transporting these gases to industrial facilities and hospitals is a highly energy-intensive process. Three companies -- Linde, Air Liquide and Air Products and Chemicals -- control 70% of the $120 billion global market for industrial gases. Their initiatives to rein in electricity use or switch to renewables aren't enough to rapidly cut carbon emissions, according to a new report from the campaign group Action Speaks Louder. "The scale of the sector's greenhouse gas emissions and electricity use is staggering," said George Harding-Rolls, the group's head of campaigns and one of the authors of the report. Linde's electricity use in 2024 exceeded that of Alphabet's Google and Samsung Electronics as well as oil giant TotalEnergies, while the power use of Air Liquide and Air Products was comparable to that of Shell and Microsoft. Yet unlike fossil fuel and tech companies, these industrial gas companies are far from household names because their customers are the world's largest chemicals, steel and oil companies rather than average consumers. The industry relies on air-separation units, which use giant compressors to turn air into liquid and then distill it into its many components. These machines are responsible for much of the industry's electricity demand, and their use alone is responsible for 2% of carbon dioxide emissions in China and the US, the world's two largest polluters.

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FDA Clears Way For Faster Personalized Gene Editing Therapy

Par :msmash
31 octobre 2025 à 17:20
A top United States regulator plans to unveil a faster approach to approving custom gene-editing treatments, a move designed to unleash a wave of industry investment that will yield cures for patients with rare diseases. From a report: Vinay Prasad, who oversees gene therapies at the Food and Drug Administration, said scientific advances, like Crispr, have forced the agency to relax some of its strict rules. As an example, he cited the case of 10-month-old KJ Muldoon, who this year became the first person in history to have his genes custom edited to cure an inherited disease. "Regulation has to evolve as fast as science evolves," Prasad said in an interview with Bloomberg News. The agency is "going to be extremely flexible and work very fast with the scientists who want to bring these therapies to kids who need it." Prasad plans to publish a paper in early November outlining the FDA's new approach. He predicted it will spark interest in developing treatments for conditions that may affect only a handful of people.

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Google Working on Bare-Bones Maps That Removes Almost All Interface Elements and Labels

Par :msmash
31 octobre 2025 à 16:41
Google Maps is testing a power saving mode in its latest Android beta release that strips the navigation interface to its bare essentials. The feature transforms the screen into a monochrome display and removes nearly all UI elements during navigation, according to AndroidAuthority. Users discovered code strings in version 25.44.03.824313610 indicating the mode activates through the phone's physical power button rather than through any in-app menu. The stripped-down interface eliminates standard map labels and appears to omit even the name of the upcoming street where drivers need to turn. The mode supports walking, driving, and two-wheeler directions but currently cannot be used in landscape orientation.

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